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A dawn aerial view of an industrial estate in mist: pitched metal roofs with rooflights and a fibre-cement roof.

Guide · Specification17 min read

Types of roof insulation for commercial buildings.

Start with the roof you have. Then ask what you want to improve. A retained roof, an overclad roof and a replacement are different scopes.

The short answer

The main types of roof insulation are mineral wool, rigid boards, sprayed foam and insulated panels, used within different roof constructions. For a commercial building, compare the whole assembly: existing roof condition, moisture design, thermal target, fire requirements, installation access and finish. A retained roof, an overclad roof and a replacement are different scopes.

Four typesmineral wool, rigid boards, sprayed foam and insulated panels
Whole assemblycondition, moisture, thermal target, fire, access and finish
Three scopesa retained roof, an overclad roof or a replacement

Start with the roof you have. Corrugated steel, a timber deck and a concrete soffit give the installer different surfaces and details to work around. Then ask what you want to improve.

We compare the routes for commercial buildings nationwide across England and Wales, from the roof layers to the working area below. HOLVEM installs beneath sound roofs, walls and soffits, with coatings where the job needs them.

For our roof application routes, read spray foam roof insulation. Where an active leak or structural defect exists, check the roofing or structural work first.

01The types at a glance

The main types at a glance

First, compare the finished roof. A loose roll, board or foam sample leaves out supports, membranes, linings and access. Those are the parts that can change your budget.

Four roof assemblies, in section

Mineral wool with a linerDesigned supported roof assembly

Outer sheetMineral woolSupportsVapour controllayerLiner

Rigid boardsDesigned roof build-up with suitable support and details

Roof coveringRigid boardsPlanned jointVapour controllayerDeck

Closed-cell sprayed foamSuitable existing profiled sheets and soffits

Existing sheet,kept in placeClosed-cell, bondedbeneath the sheetFollows the profilePurlin

Insulated panelsA new or replacement roof arrangement

Outer skinInsulated coreInner skinPurlin
Indicative sections, not to scale and with no depths shown. Each type works within a complete assembly; compare the finished roof.
Type or routeRoof setting to assessCondensation decisionFire decisionDisruption and cost basis
Mineral wool with a linerDesigned supported roof assembly; suitable existing voidsAssess retained layers, air and vapour control, junctions and dryingVerify the selected material and complete assembly against the fire strategySupports, liner, membranes, detailing and access belong in the project price
Rigid boardsDesigned roof build-up with suitable support and detailsAssess board position, joints and the complete moisture arrangementUse evidence for the specified board, lining and assemblyCutting, supports, junctions and finish belong in the project price
Closed-cell sprayed foamSuitable existing profiled sheets and soffits; assessed hybrid assembliesSpecify the bonded vapour-resistant layer from the roof and operating conditionsEstablish applicable manufacturer's tested build-up and any finishInternal access and protection; published foam-only bands in the cost guide
Open-cell sprayed foamSuitable acoustic or vapour-open constructionEstablish drying, retained layers and the suitable surfaceCheck the applicable assembly and finishAccess, depth and lining or finish specified for the project
OvercladdingAn assessed retained roof with a designed new assembly aboveAssess the old and new layers togetherAssess the complete overcladding assemblyExternal roof works, supports, interfaces and access; project price
Insulated panels or replacementA new or replacement roof arrangementDesign the panel joints and full assemblySpecify tested panels and applicable detailsRoof renewal, lifting and weather protection; complete replacement price

The final column shows what makes up the installed job. The method cost table below gives you a starting comparison; written quotes confirm the work for your building.

02Mineral wool and liners

Mineral wool and liners

Mineral wool works within a supported roof assembly. Ask where the liner and vapour-control layer sit and what holds the insulation up. Each component has a job.

In an existing building, purlins, services and rooflights make that detailing more involved. Include them in the quote; a roll price alone won't tell you what a finished liner system costs.

Then check how warm, moist air is kept away from the cold sheet. The vapour-control layer needs continuous seals at the supports and openings, and the roof needs its designed drying route.

The worked example on our condensation risk analysis page, a standing-seam flat roof, combines mineral wool between the joists with closed-cell foam under the deck and a vapour control membrane, each with its own role.

Don't assume that a liner arrangement suits every occupied bay. Identify installation clearance, support details and the effect on services and future maintenance. Agree the internal working area, protection and finished height as part of the proposal.

Where non-combustible insulation is a project requirement, check the classification of the actual specified material. That still leaves the roof's other layers, fixings and lining to be assessed against the fire strategy. A material property is not the complete assembly's result.

03Rigid boards

Rigid boards

Rigid boards suit regular surfaces and designed support systems. That makes them worth comparing during new build or roof renewal, when joints and fixings can be planned into the assembly.

For a retrofit, ask where the boards will sit: between supports, below the deck or above the roof line. That choice affects headroom, moisture and the space the installer needs.

But a corrugated sheet is different from a flat deck. Boards need cutting, fitting and joint details around the profile. Ask how the proposed system will handle those corners.

Your quote should include supports, joints, membranes and finish, with the rooflights and services shown. Then you can compare a fitted board system with a sprayed layer on equal terms.

For a thermal target, the declared conductivity of the selected board feeds the calculation. The completed roof also includes the other layers and thermal bridges. A headline material value should not be used as if it were the roof's U-value.

Boards are not ruled out simply because the roof is commercial. A designed board system can be the suitable route. The choice follows the existing construction, the work already planned and the performance required, with its complete work clear.

04Closed-cell and open-cell

Sprayed foam: closed-cell and open-cell

Sprayed foam forms its insulation layer on the surface. It follows corrugated and curved profiles, which is useful where separate pieces would need fitting around each change of shape. We check the surface and preparation first.

Closed-cell is rigid and vapour-resistant. HOLVEM uses it for suitable direct-bonded cold-sheet applications and concrete soffits, as well as within assessed hybrid constructions. Open-cell is softer and vapour-open, with an acoustic role in suitable assemblies.

That distinction is central to specification. Open-cell should not be substituted directly onto a cold metal sheet because it shares the spray-foam name. A material chosen for a drying or acoustic role is not automatically the material needed at that receiving surface.

The next question is the floor. Can you release a bay, move the stock or protect fixed plant? We'll agree the application zone and re-entry plan with you. Other areas can keep working around that plan.

The layer's work includes its depth, coverage, junctions, exclusions and finish. A fire coating or lining is a specified component, rather than a finish added later without evidence. The handover should show what was applied against that work.

Closed-cell system data and open-cell system data explain the roles. An application recommendation then connects those roles to your roof's layers and operating conditions.

One layer can have several jobs

Thermal resistance, air sealing and the assessed moisture role need to be stated separately. A continuous appearance doesn't mean every thermal bridge has disappeared, and a bonded layer doesn't repair a failed roof covering.

The specified U-value must describe the complete roof or soffit, with the thermal bridges included. For an existing metal roof, supports and fixings remain part of the calculation even when the air path at a detail is sealed.

05Overcladding and panels

Overcladding and insulated panels

Overcladding builds a new roof above the one you have. Your quote needs to show supports, fixings, rooflights, gutters and weathering at the new height, with the old layers still included in the design.

So it buys more than underside insulation. It renews the weather-facing roof. If that is what your building needs, compare a complete overcladding price with the other roof-renewal routes.

Insulated panels can form a new or replacement roof. When the old sheets come off, lifting, access and weather protection become part of the programme as well as the panel itself.

Ask what you will have when the work is finished: the same sheet insulated beneath, a new skin over it, or a completely new roof. That is the comparison that makes the prices useful.

A retained roof, an overclad roof and a replacement are different scopes.

An old roof that is unsuitable to retain needs that finding resolved. Insulation should not be specified as a way to conceal it. The suitable roofing and structural professionals check the repair or replacement work before the insulation decision is settled.

Spray foam versus overcladding explains that comparison. Obtain complete proposals for the building, including access and finish, rather than ranking the routes by a material-only price.

06Choosing by roof type

Choosing by roof type

Profiled and corrugated metal

For profiled metal, check the sheet, leaks, old liners and use of the building. On a sound retained roof, we can bond closed-cell foam to the underside. If the roof needs renewing, a panel or designed liner system may be the route.

A cold sound sheet and a failed outer roof need different work. See profiled metal roof underside and insulating a metal roof.

Fibre-cement and asbestos-cement

Do not identify composition from the roof profile alone. Begin with the dutyholder, a competent asbestos surveyor and HSE guidance, using the material information and roof assessment for the proposed work.

HOLVEM never removes asbestos sheets. If the roof is safe to keep, we encapsulate it; if not, removal is a job for asbestos removal professionals, licensed where HSE requires it.

For retained-roof treatment, the chosen face, preparation, depth and finish must be specified. Management of the retained material continues. A sheet left in place beneath treatment should not be described as if it had been removed.

Flat roofs and timber decks

Flat describes the roof form, not its complete construction. Check the external covering, deck, supports, retained insulation, cavities, membranes and lining. A flat metal-deck roof and a timber deck under a vapour-resistant weather layer need different moisture decisions.

Work from inside changes that assembly. Assess condition, drying and vapour control before choosing the insulation position or material. If roof renewal is already required, compare the designed external route as part of that project.

Read flat-roof applications. A timber deck needs a condensation risk analysis of the proposed build-up; do not copy a concrete-soffit specification onto it.

Concrete soffits

A concrete soffit can receive a suitable bonded layer beneath the slab. The specification needs the slab construction, supporting details, junctions, thermal target and finish, together with access around services or the use above.

At The Box, Plymouth, we applied 120 mm closed-cell beneath 787 m² of concrete soffit, to a specified U-value of 0.18 W/m²K. That depth was calculated for that slab; yours is calculated for your construction.

Read soffit insulation. State whether the element is a roof, floor or another interface, so the assessment and intended result are attached to the actual construction.

07Condensation and dew point

Condensation and dew point

The dew point is the temperature at which moisture in the air starts to condense. A cold steel sheet can reach it while the room below still feels warm. We check both the roof layers and the air beneath them.

First establish whether the water is condensation, rain entry or both. Existing leaks go to a roofer first. Insulation beneath the sheet is not a repair to the weather line, and an external repair doesn't automatically settle an underside moisture problem.

Correctly diagnosed and specified, closed-cell spray foam stops roof condensation. Zero call-backs for condensation. The depth is typically 25 mm or 50 mm closed-cell, depending on the roof make-up, confirmed before we spray, with a condensation risk analysis where needed.

At TJW Grab Hire, about 505 m² of box-profile steel roof in good condition ran with condensation onto the vehicles and equipment below. We sprayed 50 mm closed-cell to the underside. The customer reported that the condensation was eliminated.

Backed by our 25 year HOLVEM workmanship warranty, plus the manufacturer's 25 year product warranty issued directly to you.

For a liner, board, panel or hybrid roof, ask how the complete build-up handles moisture at the joints and between layers. Your condensation risk analysis checks those details together.

08Fire and assemblies

Fire: compare the applicable assemblies

Fire requirements belong at the start of the comparison. Ask which evidence supports the material, depth, lining and finish in your proposed roof, and how that meets the fire strategy.

The manufacturer's uncoated Class 1 surface-spread-of-flame result to BS 476-7 used 45 to 50 mm on 9 mm plasterboard. Its coated B-s2,d0 assembly used 35 to 40 mm on 9 mm plasterboard with intumescent coating at 0.7 mm wet film thickness. These are tested build-ups, not interchangeable labels for every roof.

The British surface-spread result is not a Euroclass. The coated result is not evidence for foam alone. Establish applicability to the proposed construction, and include the required coating or lining in the quotation and installation records.

For mineral wool, boards or panels, obtain the actual material and assembly classifications too. A broad material category doesn't describe every finish, joint and interface. Read fire performance and coatings for HOLVEM's evidence route.

09Installed costs

Costs: compare the installed roof

Our cost guide publishes installed foam-only bands of £16 to £25/m² + VAT at 25 mm and £22 to £35/m² + VAT at 50 mm. Coated systems and thermal-target depths are priced per project.

To compare them with boards or a liner, include supports, membranes, joints and finish. To compare with overcladding or replacement, include the external roof work and access too.

Budget questionWhat to establish
What area is priced?Actual surface or assembly, with profile or detail allowances stated
What performance is included?Defined thermal, moisture, acoustic and fire requirements
What supports and layers are included?Fixings, liners, membranes, boards, foam and any coating
Which prerequisite work is separate?Leaks, damaged material, preparation and structural findings
How is access priced?Internal or external equipment, working zones and obstructions
What is handed over?Specification, applicable calculations and installation evidence

Programme matters alongside the total. A retained-roof internal application, a new external assembly and an open-roof replacement create different working areas and weathering responsibilities. Ask each contractor to identify restrictions and how the building returns to use.

Compare the installed methods

The table below shows typical costs for each method, from our cost guide. They give you a useful first budget; your roof survey and written quotations settle the actual work.

MethodTypical installed cost per m²What you are buying
Closed-cell spray foam, 25 mm£16 to £25 + VATFoam only on a sound, prepared surface; the roof stays in place
Closed-cell spray foam, 50 mm£22 to £35 + VATFoam only, with depth confirmed for your roof at survey
PIR or rigid boards£30 to £50 installedA fitted board system; compare supports, joints and finish
Mineral wool and liner£20 to £30 installedInsulation with its supporting liner and vapour-control details
Roof overcladding£60 to £90A new weather-facing roof system over the retained roof
Insulated panels or replacement£100 to £160 + VATA new insulated roof, with removal and access checked in the quote

These are the method figures in our cost guide, not a quote for your building. The guide does not state a VAT basis for the board, mineral-wool and overcladding rows, so ask the contractor to confirm it. Added coatings and external foam systems are priced per project. Compare what is included before you compare the totals.

10Projects and depths

Projects: compare the decision behind the depth

TJW Grab Hire, Bournemouth

A sound steel roof of about 505 m², kept in place and treated with 50 mm closed-cell from below. Steel and metal roofs are the core of our work. Read TJW Grab Hire.

Midlands distribution warehouse

A corrugated metal roof that leaked air, ran with condensation and drummed under rain. We specified 75 mm closed-cell for those problems, applied to the underside in one continuous layer.

The depth was set for that roof's problems, not as a standard. Read the Midlands warehouse.

The Box and Derriford, Plymouth

The Box has a concrete soffit with a specified 0.18 W/m²K at 120 mm. Derriford District Centre has a design U-value of 0.18 W/m²K, with closed-cell bonded to a metal-deck soffit plus open-cell.

Both are calculated figures for different constructions, which is why the depth differs from roof to roof. Read The Box and Derriford.

Black Hangar Studios, Alton

A 4000 m² hangar under a corrugated asbestos-cement roof, sealed from below.

Here the result the studio reported was acoustic. Read Black Hangar Studios.

11Which type fits

Three questions point to the first step.

Answer the three below. The result names the first step; the survey confirms the route and the depth.

Types of roof insulation

Your roof, in three answers.

1What is the roof?
2What condition is it in?
3What do you want to improve?

Request a survey

Ask for a survey. We ring to arrange it around your floor.

Where the building is and how to reach you. A specialist rings to agree a time that suits the shift pattern; the survey is free and carries no obligation.

Enter your name.

Enter a UK postcode.

Enter an email address or a telephone number.

Enter an email address or a telephone number.

Before 3pm on a working day, contacted the same day.

12HOLVEM

Why choose HOLVEM for the roof insulation decision?

The best comparison starts with your roof. If the sheet is sound, a bonded layer from below can save you the cost and disruption of a new outer roof. Our 25 mm foam-only band starts at £16/m² + VAT, against £60 to £90/m² for overcladding and £100 to £160/m² + VAT for replacement.

Steel and metal roofs are the core of our work. TJW Grab Hire's roof of about 505 m² is one example. We also insulate concrete soffits and design hybrid builds, so the recommendation follows the construction you have.

Certified spray foam systems, which we apply as an accredited installer for the manufacturer, come with written roof calculations where needed and a QA evidence pack so you can check the choice and finished work. Our own teams survey, specify and install nationwide across England and Wales from four depots.

Backed by our 25 year HOLVEM workmanship warranty, plus the manufacturer's 25 year product warranty issued directly to you.

13Questions, answered

Questions about roof insulation types

What are the types of roof insulation?

The main material types are mineral wool, rigid boards and sprayed foam. Insulated panels and overcladding are broader roof-construction routes that include insulation. Select from the complete existing and proposed assembly, including moisture design, thermal target and fire requirements.

What is the best insulation for a metal roof?

For a sound existing metal roof with condensation, closed-cell bonded to the underside stops the drips without a new roof. Correctly diagnosed and specified, closed-cell spray foam stops roof condensation. The depth is typically 25 mm or 50 mm closed-cell, depending on the roof make-up, confirmed before we spray. For roof renewal, compare the complete liner, board or panel design. Read insulating a metal roof.

What is the cheapest roof insulation for a commercial building?

Start with complete installed prices. Foam-only starts at £16/m² + VAT at 25 mm; our cost guide also lists mineral wool and liner at £20 to £30/m² installed and PIR boards at £30 to £50/m² installed. The quote should show access, supports and finish before you choose.

Which roof insulation is fire-safe?

The project fire strategy and applicable evidence determine the assembly. Check the selected material, substrate, depth, lining, coating and needed details. A result for one tested construction should not be assigned to another without establishing applicability.

Can you insulate a roof without removing it?

Yes, where the condition assessment and designed build-up support retaining it. Internal insulation and some external systems keep the roof in place. That doesn't repair an unsuitable structure or active leak; those findings go to the qualified professional first.

Send photographs. Show us the roof you have and tell us what you want to improve.

14In five lines

Types of roof insulation, in five lines.

  1. The main types of roof insulation are mineral wool, rigid boards, sprayed foam and insulated panels, used within different roof constructions.
  2. Compare the finished roof, not a loose roll, board or foam sample: supports, membranes, linings and access can change your budget.
  3. Closed-cell is rigid and vapour-resistant; open-cell is softer and vapour-open, and is not substituted directly onto a cold metal sheet.
  4. Existing leaks go to a roofer first; insulation beneath the sheet is not a repair to the weather line.
  5. A fire result belongs to the tested build-up, and a U-value to the complete roof with its thermal bridges.

The next step

Send photographs, or start a project brief.

Send photographs of the roof you have, or start a project brief with the known layers and what you want to improve.

Back to the three questions

Where this guide leads

The pages that go deeper on your building, your roof and the price.

Your next step

Your building.
Your brief.
A specialist.

If you already know the thickness or U-value you need, we price to it and confirm it is right; if not, we work it out with you. Tell us what you know about the building and the problem; if something is uncertain, say so. Someone who does this every day reads it and comes back to you.

Start a project brief About five minutes. Photographs help; nothing else is needed.

Or pick up the phone

Telephone . Before 3pm on a working day, you are contacted the same day. After 3pm, the next working day. A commitment to contact, not a quotation.

Want a figure before you talk to anyone? Pick your building for a same-day estimate