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A laser measure, roof plan and tape on a pallet in an empty steel building, its roof under a continuous closed-cell layer.

Guide · Costs and buying15 min read

How much does roof insulation cost? Commercial roofs, compared by method

Typical method figures run from £16/m² + VAT for closed-cell foam from below to £100 to £160/m² for panels or a full replacement. The methods do different jobs, so compare the complete scope, not just the rate. Typical UK industry figures, 2026.

The short answer

How much does roof insulation cost on a commercial building? Typical method figures are £16 to £35/m² + VAT for 25 to 50 mm closed-cell foam from below, £20 to £30/m² for mineral wool on a liner and £30 to £50/m² for PIR on a new liner. Compare the complete scope, not just the rate.

£16 to £35/m²+ VAT, 25 to 50 mm closed-cell foam from below
£60 to £90/m²overcladding: a new roof system above the retained covering
£100 to £160/m²insulated panels or a full replacement

Typical UK industry figures, 2026. Send photographs or drawings for a free estimate.

For a budget holder, the real question is what the building will cost to improve. A low rate can sit beside access hire, a new liner, stock moves or weeks of disruption. Start with the roof's condition and the job it needs to do. Then compare methods on the same scope.

This guide covers commercial roofs. For a house loft, impartial home energy advice services publish domestic costs. Our cost guide covers HOLVEM's foam bands in detail; this page puts them beside the other commercial methods.

01Cost per m², by method

Commercial roof insulation cost per m², by method

Here are the approved planning figures in one place. The foam bands have a stated VAT basis. The alternative insulation-method figures do not, so ask the quotation to make that clear rather than assuming the table puts everything on the same tax basis.

MethodTypical cost per m²Scope to compareCosts to checkBuilding in use during work
Closed-cell foam from below£16 to £35 + VAT for 25 to 50 mm.An underside insulation layer to the specified depth; HOLVEM's spray foam prices per m².Access, preparation, masking and any specified fire coating.Yes, in agreed areas outside the active work bay; programme confirmed for the job.
Mineral wool on a liner£20 to £30 installed.Supported insulation and liner construction.Vapour control, access, clearing the floor and service details.Partly, subject to the installation and protection plan.
PIR boards on a new liner£30 to £50 installed.Board insulation and new liner construction.Cutting, fixing, vapour control and work around obstructions.Partly, subject to the programme and available work areas.
Overcladding£60 to £90.A new roof system above the retained covering.Roof access, edge protection, structural checks and re-detailing.Partly, according to the roof-work and protection plan.
Insulated panels or full replacement£100 to £160.New panels or replacement roof construction.Strip-out, scaffold, weather protection, disposal and downtime.No in an exposed work area while the covering is off; phasing is a project decision.
Asbestos removal and disposal onlyLarge, straightforward roof: £20 to £40 + VAT. Small, damaged, fragile or hard-to-reach: £60 to £100 or more.Removal and disposal by asbestos removal professionals. Remove and replace: £100 to £160 + VAT.Scaffold and access usually extra; replacement is a separate scope from removal alone.No in the active removal area; the contractor specifies protection and phasing.

Typical UK industry figures, 2026. Send photographs or drawings for a free estimate.

HOLVEM does not test for asbestos or replace roof sheets, and never removes asbestos sheets. If the roof is safe to keep, we encapsulate it; if not, removal is a job for asbestos removal professionals, licensed where HSE requires it.

These are route comparisons, not six interchangeable treatments. Removal does not insulate a roof. A new roof system does more than add insulation. A retained-roof layer does not supply a new covering. Decide which construction you need before reading down the cost column.

Typical cost per m², by method

Foam band, + VATNo VAT basis stated
Closed-cell foam from below25 to 50 mm
£16 to £35 + VAT
Mineral wool on a linerinstalled
£20 to £30
PIR boards on a new linerinstalled
£30 to £50
Overcladding
£60 to £90
Insulated panels or full replacement
£100 to £160
£0£80£160/m²
The five insulation methods from the table, to one scale. Typical UK industry figures, 2026. Send photographs or drawings for a free estimate. Removal and disposal is a separate scope, not an insulation method.

02What each method includes

What each method includes, and what it leaves out

To compare quotations fairly, describe the finished roof you expect. Where is the insulation? What supports it? How are the joints and edges detailed? Does the quote keep the existing roof covering, add another one or replace it?

What stays, what is added, what comes off

Closed-cell foam from below

Existing covering
Kept, as found
Insulation
Bonded beneath the sheet
Outer covering
None added

Mineral wool or PIR on a liner

Existing covering
Kept, as found
Insulation
On a new inner liner, with vapour control
Outer covering
None added

Overcladding

Existing covering
Kept beneath
Insulation
In the new system above
Outer covering
New, above the old

Insulated panels or full replacement

Existing covering
Removed
Insulation
In the new construction
Outer covering
New
Four constructions in section, not to scale, no depths shown. Decide which one you are buying before comparing the rate.

A sprayed underside layer follows a suitable existing profile. It is applied in place, with the depth, preparation and any coating specified for the project. It does not supply a new outer roof covering. If the roof is sound and the objective is condensation control or improved thermal performance, that retained construction can be the useful comparison.

Mineral wool or PIR on a liner brings an inner skin and its supports into the job. Include vapour control and the work around purlins, rooflights and services. These systems do not, simply by being installed, seal the existing outer sheet laps and fixings. Their weathering condition still matters.

Overcladding changes the roof from above. The structural check, added load and details at rooflights, ridges and gutters belong to that design. Replacement goes further: the covering comes off and a new construction takes its place. Where the original roof cannot stay, that broader scope is necessary rather than an optional expensive extra.

Our spray foam versus overcladding guide compares those two routes in detail. For the materials rather than the price, use the dedicated roof-insulation-types guide when it is live.

03The hidden costs

The hidden costs: scaffold, downtime, strip-out, weather and disposal

The rate becomes a budget when you add the work needed to reach the roof and keep the building usable. Ask each contractor to state these items explicitly. A missing allowance is not a saving if another team must pay for it later.

A missing allowance is not a saving if another team must pay for it later.

RouteItems that deserve a separate scope check
Foam from belowWorking-height access, stock and service protection, masking, preparation and specified coatings. The roof stays on; the floor can return to use bay by bay under the agreed programme.
Liner systemsNew inner skin, supports, vapour control, fitting around services and a clear work area beneath.
OvercladdingRoof-level access and edge protection, added-load structural assessment, re-detailing rooflights/gutters/ridges and a weather-dependent programme.
Replacement or panelsStrip-out, scaffold, weather protection while sheets are off, disposal and any operational shutdown or relocation.

With asbestos cement, regulated waste and the retained-material decision need explicit treatment. Overcladding leaves the existing sheets underneath. Removal creates a separate waste-handling programme; do not hide it inside a generic roofing line.

HOLVEM does not test for asbestos or replace roof sheets, and never removes asbestos sheets. If the roof is safe to keep, we encapsulate it; if not, removal is a job for asbestos removal professionals, licensed where HSE requires it.

Downtime also belongs to the building owner, even when it never appears on the contractor's invoice. Ask your operations team what has to move, which areas can close and when. You can then compare installation programmes against the same working day, rather than treating disruption as a vague promise.

04What moves the price

What moves the price on your roof?

Once the method is agreed, the building explains where its quotation sits. These seven items help you read the scope and compare what each contractor has allowed for.

  • 1. Area. Larger roof areas usually spread setup costs further. Use the actual treated area, including the agreed approach to profiles and openings.
  • 2. Access and working height. Allow for the lift, tower or other access arrangement, and whether the floor is clear or occupied by stock and equipment.
  • 3. Roof make-up. Profiled metal, fibre cement, asbestos cement, a deck and a concrete soffit are different substrates and constructions.
  • 4. Depth. It is typically 25 mm or 50 mm closed-cell, depending on the roof make-up, confirmed before we spray, with a condensation risk analysis where needed. Depths of 75 mm and above are priced per project.
  • 5. Preparation. Include cleaning where required, loose or corroded areas, and protection of stock, lighting and services. Roof washing is only preparation before a coating, never a standalone HOLVEM service.
  • 6. Fire coating. Where the fire strategy, insurer or warranty needs a coated system, the coating is priced on top of the foam for the project.
  • 7. Rooflights. Each is masked and left clear so daylight is retained. The protection and surrounding details belong in the scope.

For a thermal target, ask how the proposed depth follows the roof's thickness and objective. For fire, request the tested build-up and coating evidence. That turns a line saying “insulation” into work a surveyor can review.

05A worked example

A worked example: a 1,000 m² roof

Here is one calculation to show the scale of the method comparison. It uses the approved bands without narrowing them to a made-up average. Indicative planning figure, not a quotation.

For 50 mm closed-cell applied from below:

  • 1,000 m² × £22 = £22,000.
  • 1,000 m² × £35 = £35,000.
  • The band is £22,000 to £35,000 + VAT, or £26,400 to £42,000 including VAT at 20%.

For that same 1,000 m² roof, overcladding at £60 to £90/m² gives £60,000 to £90,000. Panels or replacement at £100 to £160/m² gives £100,000 to £160,000. The alternative figures have no VAT basis stated in the approved comparison; request it in the quotation.

One roof, 1,000 m² · not a quotation

1,000 m²Example roof
£22 to £35/m²Published band, 50 mm closed-cell from below
£22,000 to £35,000+ VAT; £26,400 to £42,000 including VAT at 20%
50 mm closed-cell from below£22 to £35/m²
£22,000 to £35,000 + VAT
Overcladding£60 to £90/m²
£60,000 to £90,000
Panels or replacement£100 to £160/m²
£100,000 to £160,000
£0£80,000£160,000
The same roof at each method's figures from the table, to one scale. The foam figures are + VAT; the alternative figures have no VAT basis stated. Indicative planning figures, not a quotation.

Then check what the rate leaves out: access, scaffold, downtime and disposal where relevant. This is a scale comparison, not proof that every route does the same job. See HOLVEM's spray foam prices per m² for the depth bands and how a typical warehouse sits within the quoted scope.

06Asbestos-cement roofs

Asbestos-cement roofs: removal, or keep and encapsulate

An asbestos-cement roof adds a question before insulation pricing: can the sheets remain? Obtain the asbestos survey or register and assess the condition. A roof that is safe to retain can be considered for encapsulation. If it cannot stay, price the removal and replacement programme with the appropriate professionals.

HOLVEM does not test for asbestos or replace roof sheets, and never removes asbestos sheets. If the roof is safe to keep, we encapsulate it; if not, removal is a job for asbestos removal professionals, licensed where HSE requires it.

On our 2,340 m² asbestos-cement roof project, we applied 50 mm closed-cell from below without walking on, cutting, drilling or removing the sheets. The customer reported: “Condensation on the roof underside was mitigated following installation.” Retaining the sheets avoided introducing a removal-and-disposal scope to that job.

The comparison is construction-led. You cannot price a failed roof as though it were a sound one simply because the retained-roof option is lower. For the work by others, the asbestos roof removal cost guide separates removal-only costs from the replacement roof.

Project recordEncapsulated
Asbestos-cement roof encapsulated in placeClosed cell from beneath; the roof retained.

07The cheapest route

When the cheapest route is the wrong one

Before approving the lowest figure, return to the roof condition and required outcome. An active leak, unsound construction or a fire strategy the proposed build-up cannot meet changes the job. A thermal layer cannot supply a structural repair or a new roof covering.

If the roof leaks, call a roofer first. HOLVEM is not a roofing contractor, and spray foam is not waterproofing. See commercial roof repair and the cost guide's suitability checks before choosing an insulation method.

For condensation, the source of the water needs diagnosing. For heat loss, the proposed build-up needs calculating. That gives the quotation a defined task, rather than leaving everyone to assume what a depth of foam is meant to achieve.

08Projects

Projects: what the programme looks like

Real projects help explain the price factors without inventing a saving for your roof. At TJW Grab Hire, Bournemouth, about 505 m² of steel roof received 50 mm closed-cell in two working days. Rooflights were masked and kept clear. The customer reported stopped condensation and a warmer, drier building.

At the Midlands distribution warehouse, the roof underside was treated bay by bay while the warehouse remained open. The client reported stopped condensation and a substantial fall in energy use and cost. The working programme shows how installation can be coordinated with an occupied building; it does not give every warehouse a two-day programme or a fixed saving.

09Getting a price

Getting a price for your roof

You can start before arranging a site visit. Five photographs often get you a free, same-day estimate, no survey needed. Drawings can also help us understand the roof. Include roof views, any available drawings and the building objective so we can understand the work you are comparing.

The virtual survey is part of that free estimate. We can measure and check the roof remotely from aerial imagery alongside your photographs or drawings. Straightforward jobs are confirmed on install. Larger or complex jobs receive a free survey, then a firm written quote. No obligation either way.

10Where to start

Three questions point to the route to price first.

Answer the three below. The result names the route to price first; photographs or drawings confirm it.

Roof insulation cost

Your roof, in three answers.

1What is the roof?
2What condition is it in?
3What do you want from the work?

Request a survey

Ask for a survey. We ring to arrange it around your floor.

Where the building is and how to reach you. A specialist rings to agree a time that suits the shift pattern; the survey is free and carries no obligation.

Enter your name.

Enter a UK postcode.

Enter an email address or a telephone number.

Enter an email address or a telephone number.

Before 3pm on a working day, contacted the same day.

11HOLVEM

Why HOLVEM

You came here for a number. Here is what sits behind ours, and the costs it keeps off your bill.

Our foam starts at £16/m² + VAT. Put that beside overcladding at £60 to £90/m² and replacement at £100 to £160/m², then compare the specified work each buys. Typical UK industry figures, 2026. Send photographs or drawings for a free estimate.

On the retained-roof route, there is no strip-out or programme with the building open to the weather. The roof stays on, and we agree controlled work areas so the rest of the floor can keep working. You can see that bay-by-bay approach at the Midlands warehouse.

For sign-off, you receive a written specification for certified spray foam systems, which we apply as an accredited installer for the manufacturer, with the roof calculations and a QA evidence pack at handover. Surveyors, insurers and buyers can review the construction and completed-work evidence rather than a rate with no explanation behind it.

Our team surveys, specifies and installs across England and Wales from Weybridge, Bedford, Manchester and Exeter. Over 500 installs include TJW and the Midlands warehouse: roofs you can read about before you commission yours.

Backed by our 25 year HOLVEM workmanship warranty, plus the manufacturer's 25 year product warranty issued directly to you.

12Questions, answered

FAQ

How much does roof insulation cost per m² on a commercial building?

The approved planning range for 25 to 50 mm closed-cell foam below a roof is £16 to £35/m² + VAT. Mineral wool on a liner is £20 to £30/m², PIR on a new liner £30 to £50/m², overcladding £60 to £90/m² and panels or replacement £100 to £160/m². Typical UK industry figures, 2026. Send photographs or drawings for a free estimate.

Is spray foam cheaper than overcladding or replacement?

Its published starting rate is lower. Compare the complete scope: underside insulation, a new overclad roof and full replacement are different jobs. Roof condition decides which routes are valid.

What makes a quotation go up?

Area, working height, access, substrate, depth, preparation, rooflights and specified fire coating affect the scope. Ask what each quotation includes before comparing totals.

Must an asbestos-cement roof be removed before insulation?

Not if it is safe to retain and suitable for the specified treatment. HOLVEM does not test for asbestos or replace roof sheets, and never removes asbestos sheets. If the roof is safe to keep, we encapsulate it; if not, removal is a job for asbestos removal professionals, licensed where HSE requires it.

Can I get a price from photographs?

Yes. We offer a free estimate from photographs or drawings, with no survey needed and a virtual survey as part of it. Straightforward jobs are confirmed on install; larger or complex jobs get a free survey, then a firm written quote. No obligation either way.

My roof leaks. Should I insulate it now?

Get the leak assessed and repaired by a roofer first. HOLVEM is not a roofing contractor, and spray foam is not waterproofing.

What does a house loft cost?

This guide covers commercial roofs. For a house loft, impartial home energy advice services publish domestic costs.

13In five lines

Roof insulation cost, in five lines.

  1. Typical method figures run from £16 to £35/m² + VAT for 25 to 50 mm closed-cell foam from below to £100 to £160/m² for panels or replacement, with mineral wool, PIR and overcladding between. Typical UK industry figures, 2026.
  2. The foam bands have a stated VAT basis; the alternative figures do not, so ask the quotation to make that clear.
  3. Compare the complete scope: a retained-roof layer, a new roof system above and a replacement are different jobs; roof condition decides which routes are valid.
  4. Add the costs the rate leaves out: access, preparation, liners, vapour control, scaffold, strip-out, weather protection, disposal and downtime.
  5. If the roof leaks, call a roofer first. HOLVEM is not a roofing contractor, and spray foam is not waterproofing.

The next step

Send photographs, or start a project brief.

Send photographs or drawings of the roof for a free estimate, or start a project brief with the roof area, the objective and the methods you are comparing.

Back to the three questions

Where this guide leads

The pages that go deeper on your building, your roof and the price.

Your next step

Your building.
Your brief.
A specialist.

If you already know the thickness or U-value you need, we price to it and confirm it is right; if not, we work it out with you. Tell us what you know about the building and the problem; if something is uncertain, say so. Someone who does this every day reads it and comes back to you.

Start a project brief About five minutes. Photographs help; nothing else is needed.

Or pick up the phone

Telephone . Before 3pm on a working day, you are contacted the same day. After 3pm, the next working day. A commitment to contact, not a quotation.

Want a figure before you talk to anyone? Pick your building for a same-day estimate